Stanbic IBTC Simplifies Borrowing With Integrated Digital Loan Platform

Stanbic IBTC Bank has launched its Digital Lending Suite, an integrated platform that consolidates all the Bank’s retail loan offerings into one digital access point.

The platform offers products such as EZ Cash, Unsecured Personal Loan (UPL), and many more consumer loan options, reflecting the bank’s commitment to simplifying borrowing and strengthening financial inclusion through technology.

The Digital Lending Suite was developed in response to customers’ evolving needs for convenient, secure, and reliable credit solutions. By providing seamless access to multiple loan products via digital channels, the bank continues to demonstrate its leadership in driving financial innovation within Nigeria’s banking sector.

EZ Cash is designed to meet immediate, short-term needs, offering customers instant access to loans from N50,000 up to N10 million with a tenor of up to 24 months. The Unsecured Personal Loan (UPL) caters to medium- to long-term financing requirements, providing larger loan amounts with repayment tenors of up to 48 months.

It is structured to accommodate salaried customers seeking to fund personal projects or lifestyle needs, with the added option to revolve the facility once a portion of the loan has been repaid.

The executive director, Personal & Private Banking, Stanbic IBTC Bank, Olu Delano noted that the Digital Lending Suite reinforces Stanbic IBTC Bank’s commitment to delivering customer-centric, technology-driven financial services.

“By integrating our loan offerings into a single digital platform, we are improving access to credit while maintaining the speed, security, and reliability that our customers trust Stanbic IBTC Bank to provide,” he said.

The head, Products, Stanbic IBTC Bank, Taiwo Ala stated that “at Stanbic IBTC, we understand that access to finance can make a real difference in how people manage their lives, their businesses, and their dreams.

“The Digital Lending Suite is a customer-centric innovation designed to provide Nigerians with timely, flexible, and reliable funding solutions. It reflects our commitment to supporting our customers in seizing opportunities and navigating challenges with confidence.”