• Hausa Edition
  • Podcast
  • Conferences
  • LeVogue Magazine
  • Business News
  • Print Advert Rates
  • Online Advert Rates
  • Contact Us
Sunday, June 29, 2025
Leadership Newspapers
Read in Hausa
  • Home
  • News
  • Politics
  • Business
  • Sport
  • Health
  • Entertainment
  • Opinion
    • Editorial
  • Columns
  • Football
  • Others
    • LeVogue Magazine
    • Conferences
    • National Economy
  • Contact Us
No Result
View All Result
  • Home
  • News
  • Politics
  • Business
  • Sport
  • Health
  • Entertainment
  • Opinion
    • Editorial
  • Columns
  • Football
  • Others
    • LeVogue Magazine
    • Conferences
    • National Economy
  • Contact Us
No Result
View All Result
Leadership Newspapers
No Result
View All Result

Crypto And The Future Of Retirement: Is Digital Currency The Next Asset Class For SMSFs?

by Sponsored
3 months ago
in Sponsored Content
cryptocurrency
Share on WhatsAppShare on FacebookShare on XTelegram

RELATED

5 Best No Deposit Free Spins Casinos: Top Picks For No Deposit Casino Bonuses in 2025 (New Promo Codes)

5 Best No Deposit Free Spins Casinos: Top Picks For No Deposit Casino Bonuses in 2025 (New Promo Codes)

2 days ago
The Brain Song Complaints Investigated 2025: Is This Neural Entrainment Audio Worth It? (Consumer Reports Analysis)

The Brain Song Complaints Investigated 2025: Is This Neural Entrainment Audio Worth It? (Consumer Reports Analysis)

2 days ago

As Australia’s self-managed super fund (SMSF) sector continues to grow, so does interest in diversifying beyond traditional shares, property, and cash. Enter cryptocurrency — a fast-moving, often misunderstood asset class that’s increasingly being considered for long-term portfolios.

Advertisement

But is crypto really suitable for retirement investing? And what does it look like inside an SMSF?

📈 Why Crypto is Gaining Attention from SMSF Trustees

With over 600,000 SMSFs managing $900+ billion in assets (as of 2024), trustees are always on the lookout for new opportunities. Cryptocurrency offers several compelling traits:

  • Decentralisation: Bitcoin and similar digital assets aren’t tied to any government or central bank.
  • Store of value potential: Many investors see BTC as a hedge against inflation or currency risk — similar to gold.
  • High growth upside: Despite volatility, crypto has outperformed many traditional assets over the last decade.
  • 24/7 liquidity: Markets never close, allowing flexibility in rebalancing your SMSF portfolio.

Some trustees are allocating a small percentage (often under 5%) to digital assets as part of a diversification strategy, not a speculative gamble.

⚖️ Is It Legal? Yes — But with Rules

The ATO does allow crypto in SMSFs, but only under strict conditions:

  • The investment must comply with your fund’s investment strategy

  • Crypto must be held in the name of the SMSF, not personally
  • Trustees must ensure clear separation of assets
  • Detailed record keeping is essential for tax and audit purposes

It’s also critical to use a registered Australian exchange that supports SMSF structures, proper documentation, and bank deposit funding (not credit cards or third-party payment apps).

🔐 Risks to Consider

Crypto is not without risk, especially for retirement-focused portfolios. Trustees should consider:

  • Market volatility: Prices can swing dramatically — not ideal for short-term income strategies.
  • Regulatory uncertainty: Although maturing, the crypto space is still evolving globally.
  • Custody concerns: Losing access to a wallet could mean permanent loss of funds.

That’s why it’s important to use exchanges with institutional-grade custody, clear support for SMSFs, and audit-ready reporting tools.

💡 Best Practices for SMSF Crypto Investment

Thinking about including crypto in your fund? Here’s how to do it properly:

  1. Update your investment strategy to include digital assets
  2. Open a dedicated SMSF account with a compliant crypto exchange
  3. Fund the account via bank deposit only, as required by SMSF rules
  4. Keep crypto assets separate from personal holdings

  5. Maintain clear, accurate records for tax time
  6. Start with a small, considered allocation — diversification is key

🚀 The Future Is Digital

Crypto may not replace traditional assets in your SMSF, but it could complement them — especially as blockchain tech, tokenisation, and digital infrastructure become part of everyday finance.

From Bitcoin as “digital gold” to Solana-based AI tokens like Griffain, the world of crypto is maturing — and SMSFs are starting to take notice.

The key? Stay compliant, be strategic, and choose your exchange wisely.


We’ve got the edge. Get real-time reports, breaking scoops, and exclusive angles delivered straight to your phone. Don’t settle for stale news. Join LEADERSHIP NEWS on WhatsApp for 24/7 updates →

Join Our WhatsApp Channel

BREAKING NEWS: Nigerians can now earn US Dollars from the comfort of their homes with Ultra-Premium domains, acquire them for as low as $1700 and profit as much as $25,000. Click here to learn how you can earn US Dollars consistently.


Tags: CryptoDigital Currency
SendShareTweetShare
Previous Post

Natasha: NDYC Condemns Alleged Attempts To Undermine INEC, Destabilise Democracy

Next Post

JUST-IN: Senator Natasha Petitions LPDC, Seeks Disbarment Of Senate Ethics C’ttee Chair Imasuen

Sponsored

Sponsored

You May Like

5 Best No Deposit Free Spins Casinos: Top Picks For No Deposit Casino Bonuses in 2025 (New Promo Codes)
Sponsored Content

5 Best No Deposit Free Spins Casinos: Top Picks For No Deposit Casino Bonuses in 2025 (New Promo Codes)

2025/06/27
The Brain Song Complaints Investigated 2025: Is This Neural Entrainment Audio Worth It? (Consumer Reports Analysis)
Sponsored Content

The Brain Song Complaints Investigated 2025: Is This Neural Entrainment Audio Worth It? (Consumer Reports Analysis)

2025/06/27
Become A Millionaire With 918kiss Awesome Bonuses And Exciting Casino Games
Sponsored Content

Battle Of The Bonuses: Casino Welcome Offers That Actually Deliver Value

2025/06/24
Super Eagles Stars Launch ‘The Culture League’ – A Bold New Talk Show Blending Football And Pop Culture
Sponsored Content

Super Eagles Stars Launch ‘The Culture League’ – A Bold New Talk Show Blending Football And Pop Culture

2025/06/24
Massive Projects Commissioning On The Plateau
Sponsored Content

Massive Projects Commissioning On The Plateau

2025/06/22
Joy, Funfare & Goodness: Malta Guinness Lights Up Sallah In Kano
Sponsored Content

Joy, Funfare & Goodness: Malta Guinness Lights Up Sallah In Kano

2025/06/22
Leadership Conference advertisement

LATEST

Delta South APC Leaders, Stakeholders Endorse Tinubu, Oborevwori For Second Term

Ex-Footballer, Businessman, Others Arrested Over Illict Drugs

Saudi Arabia Okays Burial Of Late Dantata In Madina On Monday 

Sultan Tasks Political Leaders On Motto Of National Institute

Kanu, Ikpeba To Attend NNL Super 8 Opener

WAFCON 2024: CAF Celebrates Former Super Falcons Captain, Ebi

70% Nigerians Without Insurance Cover — NCRIB 

Ojude Oba: Brands, Celebs Find New Spotlight

Mádé Kuti Drops New Single ‘Wait And See’

I Haven’t Seen My Daughter In A While – Skales

© 2025 Leadership Media Group - All Rights Reserved.

No Result
View All Result
  • Home
  • News
  • Politics
  • Business
  • Sport
  • Health
  • Entertainment
  • Opinion
    • Editorial
  • Columns
  • Football
  • Others
    • LeVogue Magazine
    • Conferences
    • National Economy
  • Contact Us

© 2025 Leadership Media Group - All Rights Reserved.