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FCCPC Gives Google Nod To Delete 18 Loan Apps From Play Store

by Royal Ibeh
2 years ago
in News
FCCPC
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The Federal Competition and Consumer Protection Commission (FCCPC) has given Google the nod to immediately delete 18 loan apps from the Play store.

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The loan apps are; Swiftcash, Easynaira, Getloan, Joy Cash-Loan, Camelloan, Cashlawn, Nairaloan, Eaglecash, Moneytreefinance Made Easy, Luckyloan, Cashme, Crediting, Swiftkash, Hen Credit loan, Nut loan, Cash door, Cashpal, and Nairaeasy gist loan.

The chief executive officer, FCCPC, Mr. Babatunde Irukera, in a press statement said it just discovered that the apps have been operating on the Google Play store without regulatory approval or in violation of the Limited Interim Regulatory/Registration Framework and Guidelines for Digital Lending.

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“Under the Guidelines, only DMLs that have been subjected to regulatory scrutiny and compliance evidenced by written approval from the Commission are allowed on Playstore. The Commission notes that some DMLs have resorted to the use of Android Package Kits (APK) file formats to reach consumers outside of the Google Play store.This appears to be a device by some of these DMLs to evade or avoid regulatory compliance,” he said.

Irukera added that, compliance with the Guidelines is mandatory for all DMLs regardless of whether they intend to be placed on Playstore, operate by APK file formats, or any other means for that matter. According to him, failure to comply with the Guidelines is a violation of law and renders any such operation illegal.

Meanwhile, the FCCPC boss said all approved digital lenders will now have to revalidate their registration by resubmitting their information to the Commission.

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“DMLS operating by any means or on any platforms whatsoever are hereby required to provide evidence of compliance with the Guidelines within five days from the date of this Release. Also, all existing and approved DMLS providing digital lending services through APK file formats in addition to Playstore, are required to provide evidence that such APK operations are in compliance with the law. All previously approved DMLs or otherwise must revalidate the information provided to the Commission by filling DL Form 01 and resubmit the same,” the Commission stated.

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