GTBank Launches Quick Airtime Loan At 2.95%

Guaranty Trust Bank has announced the launch of Quick Airtime Loan, giving customers instant access to airtime when they run out of call credit and have limited funds in their bank accounts, ensuring customers can stay connected when it matters most.

Before now, the airtime credit market has been dominated by Telcos, with charges of 15 per cent. In changing the narrative, GTBank said it is offering a customer-centric, bank-led digital alternative priced at 2.95 per cent.

Commenting on the product launch, Managing Director of Guaranty Trust Bank, Miriam Olusanya, said, “Quick Airtime Loan reflects GTBank’s continued focus on delivering digital solutions that are relevant, accessible, and built around real customer needs.

“The solution underscores the power of a connected financial ecosystem, combining GTBank’s digital reach and lending expertise with the capabilities of HabariPay to deliver a smooth, end-to-end experience. By leveraging unique strengths across the Group, we are able to accelerate innovation, strengthen execution, and deliver a more integrated customer experience across all our service channels.”

She noted that the Quick Airtime Loan was created to solve this problem, offering customers instant access to airtime on credit, directly from their bank. With Quick Airtime Loan, eligible GTBank customers can access loans from N100 to N10,000 by dialling *737*90#.

Built on transparency, convenience and affordability, she said Quick Airtime Loan has the potential to broaden access to airtime, deliver meaningful cost savings for millions of Nigerians, and redefine how financial services show up in everyday life, not just in banking moments.