Zedvance Disburses N96bn To Businesses, Targets N250bn Lending in 2026

Zedvance Finance Limited said it has disbursed more than N96 billion in funding to commercial businesses across Nigeria as it moves to scale its enterprise lending operations, targeting N250 billion in financing by 2026.

The firm said the lending, delivered through its Commercial Solutions business launched in 2024, reflects its effort to expand beyond consumer lending and improve access to credit for enterprises across key sectors of the economy.

According to the company, the financing has supported businesses operating in industries including oil and gas, automotive, logistics, renewable energy, fintech, e-commerce, trade distribution and agribusiness.

Zedvance said its commercial lending portfolio includes products such as working capital loans, invoice and purchase order financing, equipment financing and trade finance aimed at supporting liquidity and operational expansion for businesses.

The chief executive officer of Zedvance, Adedayo Amzat, said the company designed its financing model to address the persistent funding gap faced by many Nigerian enterprises.

Amzat said the company’s flagship product, Liquidity Solutions, was introduced to enable faster credit delivery and provide flexible financing structures for businesses seeking to scale operations.

“We are proud of the impact we have made in sectors that are critical to economic development,” he said.

He noted that, through solar and asset-on-lending initiatives, the company has helped expand energy access while also supporting mobility asset platforms that provide income opportunities for gig-economy workers.

Amzat explained that Liquidity Solutions provides financing options including inventory purchase financing, invoice financing and import financing, which help businesses manage cash flow, improve turnover and expand operations.

Also, the senior executive, Commercial Solutions at Zedvance, Ayooluwa Oladimeji, said the company deploys technology-driven financing models supported by sector expertise and risk-moderated structures.

Oladimeji said the firm provides various funding solutions, including multi-currency credit lines, buy-now-pay-later (BNPL) facilities, and equipment financing, to businesses across sectors including automotive, renewable energy, manufacturing, fintech, and trade distribution.

He added that the Commercial Solutions unit recorded significant growth in 2025, with a 250 per cent increase in its customer base, a 73 per cent expansion in its partner network and a 202 per cent rise in its loan portfolio.

According to him, the company has supported several businesses, including mobility platform Shekel Mobility, through its ecosystem financing approach.

Oladimeji said the company plans to deepen credit access across Africa’s commercial ecosystems to support business growth and resilience.

Zedvance said it intends to expand its lending activities in 2026, targeting more than N250 billion in funding across sectors such as off-grid energy, smart devices and home equipment, vehicle dealerships and mobility platforms, agribusiness, manufacturing and hospitality.

The company said the planned expansion aligns with its strategy to accelerate enterprise growth by providing faster and broader access to financing.

Zedvance Finance Limited, a subsidiary of Zedcrest Group, provides business and retail financing solutions in Nigeria.

The company said that since its establishment in 2014, it has supported over one million Nigerians through its financial services while contributing to economic growth.