Firm Rolls Out Fast-track Loans For Entrepreneurs

As millions of Nigerians and entrepreneurs struggle to access timely financing from conventional institutions, an indigenous fintech company, Andray Finance Limited has unveiled a suite of fast-track digital loan products aimed at closing Nigeria’s widening short-term credit gaps.

In a statement, the firm says it leverages financial technology to deliver payday loans and nano credits designed to meet urgent personal and business needs.

The company noted that its mission is to make credit accessible, transparent and responsive to real-life challenges, particularly for Nigerians who traditional banks underserve.

“Our goal is to simplify access to credit without compromising transparency or responsibility. We believe that financial inclusion is not just about availability, but about trust, speed and fairness,” Andray Finance said in a statement.

As part of its flagship offerings, the Andray Payday Loans targets workers and self-employed individuals with regular income who require quick cash to bridge short-term gaps. The product allows eligible customers to access up to N500,000 with minimal documentation and a maximum repayment period of 45 days.

According to the company, approvals and disbursements are processed significantly faster than conventional bank loans, eliminating lengthy paperwork and delays.

While complementing the payday product, Andray Nano Credit is a micro-loan solution designed for Nigerians who need small, immediate funding for daily or emergency expenses.

Similarly, the nano loan provides between N20,000 and N50,000 with a short repayment period of up to 15 days, making it suitable for cash-flow challenges such as transport, utilities, food, and medical needs.

However, the Fintech firm said its digital-first model enables customers to apply, track and repay loans entirely via mobile platforms, enhancing accessibility and convenience. More importantly, the company stressed that all terms, interest rates and fees are disclosed upfront.

“We are building a system where borrowers know exactly what they are getting into. Transparency is non-negotiable for us because trust is the backbone of sustainable digital finance,” the company added.

With Nigeria’s fintech ecosystem expanding rapidly and consumer demand for quick credit rising, Andray Finance is positioning itself as a reliable alternative lender focused on speed, ethical practices and customer-centric service. Even as the firm said it aims to become not just a loan provider, but a long-term financial partner for Nigerians navigating everyday economic pressures.

The firm reiterates the role of digital lenders in promoting economic inclusion and empowering households across the country by combining technology, transparency and fast credit delivery.