Platform Introduces Asset-backed Loans, Expands Investor Financing Options

Digital investment platform, i-invest, has introduced asset-backed loans as part of a major upgrade to its platform aimed at expanding financing options for investors and deepening access to wealth creation opportunities for Nigerians.

The new feature, unveiled alongside a redesigned application, allows eligible users to obtain loans using their investment portfolios as collateral without having to liquidate their assets. The initiative is being implemented through a partnership with i-Monie Microfinance Bank.

Speaking at the unveiling, chief executive officer of Parthian Technologies, Tobi Olusoga, said the platform’s transformation was driven by the need to remove barriers that discourage many Nigerians from investing and building long-term wealth.

According to her, investing remains complex and intimidating for many people despite the growing importance of financial planning and wealth accumulation.

“For many people, investing still feels complex, intimidating, or inaccessible. We wanted to change that. The new i-invest experience is designed to make wealth creation simpler, more intuitive, and accessible to more people, regardless of where they are on their financial journey,” Olusoga said.

She noted that the platform was founded on the belief that wealth creation should not be restricted to a select few, adding that technology has the potential to democratise access to investment opportunities for everyday Nigerians.

Olusoga explained that while i-invest initially focused on Treasury Bills, it has expanded significantly over the years to include equities, fixed-income instruments, mutual funds, savings products and other investment offerings.

“Behind every investment is a real person pursuing real goals, whether it is funding education, purchasing a home, growing a business or securing financial stability. Our role is to make that journey easier,” she said.

In addition to the asset-backed loan offering, the platform has introduced Exchange Traded Funds (ETFs), giving users greater opportunities for portfolio diversification and broader exposure to capital market products.

Product Lead at i-invest, Jennifer Omame, said the application was redesigned following extensive customer feedback and research to deliver a more seamless and personalised user experience.

She explained that investors can now customise their dashboards, track investments more efficiently, access market information tailored to their interests and receive relevant investment recommendations.

“Today’s investors expect digital experiences that are intelligent, seamless and personalised. Users can now customise their dashboards to prioritise the information most relevant to them, from fixed-income opportunities and market movers to watchlists and financial news,” Omame said.

To enhance customer protection, the company has also introduced transaction PINs for sensitive activities such as withdrawals and other critical account transactions.

“What that means is that even if someone gains access to your password, they still cannot carry out sensitive transactions on your account,” she explained.

Chief technology officer of Parthian Technologies, Kole Kuyoro, said security, reliability and trust remain central to the company’s technology strategy as it expands access to digital investment services.

“The future of digital finance depends on trust. As we continue to expand access to investment opportunities, we are equally committed to maintaining the highest standards of security, reliability and platform resilience,” Kuyoro said.

The latest upgrade reflects i-invest’s efforts to combine investment management, financing solutions and enhanced digital experiences on a single platform, while supporting broader financial inclusion and wealth creation across Nigeria.