As schools begin to reopen across the country starting September, 8, many parents are feeling the financial strain of yet another hike in school fees. With everything from tuition to transport and uniforms on the rise, the back-to-school season can quickly shift from excitement to anxiety. But rather than panic, now is the time for parents to get strategic, focused, and proactive.
The first step is simple but powerful. Create or revisit your budget. Take a detailed look at your income, expenses, and spending habits. School fees must become a fixed, planned priority not a last-minute emergency. By trimming non-essentials like dining out or impulsive purchases, parents can free up funds for what truly matters.
Early communication with your child’s school can also open unexpected doors. Many schools offer payment plans, discounts for early payment, or sibling rebates. Some even have hardship provisions or scholarships available, but these are rarely advertised. Don’t be afraid to ask questions or negotiate. Schools appreciate proactive parents who are honest about their challenges.
Pooling resources with other parents is another smart, cost-cutting move. From carpooling and shared school runs to bulk-buying books and stationery, community collaboration can ease individual burdens. You’re not alone, chances are, other parents are facing the same issues and open to working together.
Explore second-hand options for books, uniforms, and even school bags. Many schools have internal resale groups or platforms where lightly used items are sold at a fraction of the original price. Just because it’s not brand new doesn’t mean it’s not good enough. Quality over price should always guide your choices.
In the long term, consider creating a school fees savings plan. Think of it like a mini education fund. Whether monthly or weekly, setting aside even small amounts consistently can ease the blow next term. Some parents use cooperative savings groups (esusu, ajo, contribution or thrift), while others open separate bank accounts strictly for school needs.
Encourage your older children to take responsibility for their learning and understand the value of money. Let them see the sacrifices being made so they can focus and appreciate their education. This awareness builds gratitude, discipline, and a sense of shared responsibility in the home.
In addition, look out for community support programmes. Faith-based organisations, NGOs, and local government agencies sometimes offer educational assistance or subsidies at the start of each academic session. These initiatives might not be widely publicised, so it pays to stay informed within your local community.
Finally, don’t forget to take care of yourself, too. Financial stress can take a toll on mental and emotional well-being. Talk with your partner, a trusted friend, or even a financial advisor to get clarity. Remember, being calm and clear-headed helps you make better decisions for your family.
